.ct-req{padding:20px 0 96px}
  .ct-reqcard{background:#fff;border:1px solid #E3E9F0;border-radius:24px;box-shadow:0 10px 34px rgba(16,29,54,.07);padding:44px 48px;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:44px;align-items:start;max-width:1100px;margin:0 auto}
  .ct-reqcard h2{font-size:30px;font-weight:800;color:#101D36;margin:0}
  .ct-sub{font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#2F6FB3;margin-bottom:6px}
  .ct-side p{font-size:15.5px;line-height:1.7;color:#5E6F84;margin:14px 0 0}
  .ct-form{display:flex;flex-direction:column;gap:14px}
  .ct-fld label{display:block;font-size:12px;font-weight:800;letter-spacing:.03em;color:#46506b;margin-bottom:6px;text-transform:uppercase}
  .ct-fld input,.ct-fld textarea,.ct-fld select{width:100%;border:1.5px solid #D6DDE8;border-radius:12px;padding:13px 15px;font-size:15px;font-family:inherit;color:#101D36;background:#fff;box-sizing:border-box;transition:border-color .18s}
  .ct-fld input:focus,.ct-fld textarea:focus,.ct-fld select:focus{outline:none;border-color:#2F6FB3}
  .ct-fld textarea{resize:vertical}
  .ct-fld select{cursor:pointer;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%232F6FB3' stroke-width='2.5'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 15px center}
  .ct-btn{width:100%;background:#1E3A6D;color:#fff;border:none;border-radius:12px;padding:15px;font-size:15px;font-weight:700;font-family:inherit;cursor:pointer;transition:background .18s}
  .ct-btn:hover:not(:disabled){background:#2F6FB3}
  .ct-btn:disabled, #submitBtn.disabled{background:#AEBCD2;cursor:default}
  .ct-fnote{font-size:12px;color:#8A99AD;margin-top:12px;text-align:center}
  .ct-file-zone{display:flex;align-items:center;gap:12px;border:1.5px dashed #C6D2E2;border-radius:12px;padding:14px 15px;cursor:pointer;background:#F7FAFD;transition:border-color .18s,background .18s}
  .ct-file-zone:hover{border-color:#2F6FB3;background:#EEF5FB}
  .ct-file-zone svg{width:22px;height:22px;color:#2F6FB3;flex-shrink:0}
  .ct-file-zone .ct-file-text{font-size:14px;color:#5E6F84;line-height:1.4}
  .ct-file-zone .ct-file-text b{color:#1E3A6D;font-weight:700}
  .form-agree{display:grid;gap:9px;margin:2px 0}
  .form-agree label{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:#5E6F84;cursor:pointer;line-height:1.45}
  .form-agree input{margin-top:2px;width:16px;height:16px;accent-color:#2F6FB3;flex:none}
  .form-agree a{color:#5E6F84;text-decoration:underline}
  .form-agree .req{color:#B33;font-weight:700}
  @media(max-width:900px){.ct-reqcard{grid-template-columns:1fr;padding:32px 26px;gap:26px}}
  .otp-block{background:#EEF5FB;border:1px solid #C6D9EE;border-radius:12px;padding:16px;display:none}
  .otp-block.show{display:block;animation:fade .3s}
  @keyframes fade{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}
  .otp-block .oh{font-size:12px;font-weight:800;letter-spacing:.03em;text-transform:uppercase;color:#1E3A6D;margin-bottom:10px}
  .otp-inputs{display:flex;gap:8px}
  .otp-inputs input{flex:1;width:52px;height:56px;text-align:center;font-size:22px;font-weight:800;border:1.5px solid #B9D0E8;border-radius:12px;font-family:inherit;color:#101D36;background:#fff}
  .otp-inputs input:focus{outline:none;border-color:#2F6FB3}
  .otp-foot{display:flex;justify-content:space-between;align-items:center;margin-top:10px;font-size:12px;color:#8A99AD}
  .otp-foot a{color:#2F6FB3;font-weight:700}
  .email-row{display:flex;gap:8px}
  .email-row input{flex:1}
  .mini-btn{white-space:nowrap;padding:0 18px;border:1.5px solid #2F6FB3;background:#EEF3F8;color:#1E3A6D;border-radius:12px;font-family:inherit;font-size:13px;font-weight:800;cursor:pointer;transition:.18s}
  .mini-btn:hover:not(:disabled){background:#2F6FB3;color:#fff}
  .mini-btn.disabled:hover {background-color: #EEF3F8; color: #1E3A6D;}
  .mini-btn:disabled, .mini-btn.disabled{opacity:.5;cursor:default}
  .verified{display:none;align-items:center;gap:9px;background:#EAF3FC;border:1px solid #BFD6EE;border-radius:12px;padding:12px 15px;font-size:14px;color:#1E3A6D;font-weight:700}
  .verified.show{display:flex;animation:fade .3s}
  .verified svg{width:18px;height:18px;stroke:#2F6FB3;fill:none;stroke-width:3;flex:none}
  .cap-note{font-size:11.5px;color:#8A99AD;text-align:center;margin-top:10px;display:flex;align-items:center;justify-content:center;gap:6px}
  .cap-note svg{width:13px;height:13px;stroke:#8A99AD;fill:none;stroke-width:2}
  .hint-mail{background:#fff;border:1.5px dashed #2F6FB3;border-radius:12px;padding:14px 16px;font-size:13.5px;color:#5E6F84;margin-top:14px}
  .hint-mail b{color:#101D36}
  .hint-mail .code{display:inline-block;background:#101D36;color:#fff;font-weight:800;letter-spacing:.2em;padding:4px 12px;border-radius:8px;font-size:15px;margin-top:6px}
  .done-screen{display:none;text-align:center;padding:10px 0}
  .done-screen.show{display:block;animation:fade .35s}
  .done-screen .ic{width:72px;height:72px;border-radius:50%;background:#EAF3FC;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
  .done-screen .ic svg{width:34px;height:34px;stroke:#2F6FB3;fill:none;stroke-width:2.5}
  .done-screen h3{font-size:22px;font-weight:800;color:#101D36;margin:0 0 10px}
  .done-screen p{color:#5E6F84;font-size:15px;margin:0}
  .reset{display:block;margin:16px auto 0;background:none;border:none;color:#2F6FB3;font-family:inherit;font-size:14px;font-weight:700;cursor:pointer;text-decoration:underline}